Kohl's Credit Card Guide
Simple steps to register, sign in, pay, and apply

Register (Set Up Online Access)

If you have a Kohl's credit card, follow these quick steps to register your account online.

Step 1 — Open site

Go to kohls.capitalone.com and click Set Up Online Access.

Step 2 — Enter details

Type your card number, name, date of birth, and the last 4 digits of SSN if asked.

Step 3 — Create login

Choose a username and a strong password. Save them in a password manager.

Step 4 — Confirm

Complete any verification (email or SMS). You are ready to sign in.

Sign In

To sign in, use the same steps below. Keep your login details safe.

Go to kohls.capitalone.com.

Enter your username and password.

If asked, enter the one-time code sent to your phone or email.

You will see your account dashboard with balance and payments.

Forgot username or password?

Click the Forgot username or Forgot password link on the login page. Follow the short steps to reset.

How Do I Pay My Kohl's Credit Card?

You can pay your Kohl's Credit Card in four easy ways. Follow the simple steps below:

1. Pay Online (Fastest Method)

  1. Go to the official website: kohls.capitalone.comkohls.capitalone.com..
  2. Sign in to your account with your username and password.
  3. Click on “Make a Payment.”
  4. Enter the amount you want to pay.
  5. Select your bank account.
  6. Click Submit to confirm your payment.

Tip: You can also turn on AutoPay so your bill pays automatically every month.

2. Pay Using the Kohl’s App

  1. Download the Kohl’s App (Android/iPhone).
  2. Sign in with your Kohl’s account.
  3. Go to the Payments section.
  4. Enter the amount and confirm.

3. Pay by Phone

  1. Call Kohl’s/Capital One customer service.
  2. Follow the automated steps to make a payment.
  3. Provide your account and bank details.

4. Pay In-Store

  1. Visit any Kohl’s store near you.
  2. Go to the customer service desk.
  3. Pay using cash, check, or debit card.

Apply for a Kohl's Credit Card

Follow these easy steps to apply for a new Kohl's card.

Visit Kohl's credit card application page (on Kohl's website).

Fill your name, address, income, and SSN.

Read terms and click Submit.

Check application status online or by phone.

Tip

Make sure your information is correct to get a faster decision.

Quick FAQs

How long do online payments take?

Bank transfers (ACH) take 1–3 business days. Debit card payments usually post the same day.

Can I change my payment method?

Yes. In your account under Payments, you can add or remove bank accounts and cards.

How do I contact support?

Use the Help link on kohls.capitalone.com or call the number on the back of your card for help with account issues.